Travel Now, Pay Your Way.

Feel good about what you book and how you pay for it. With Flex Pay, you can make thoughtful purchases and pay for them in bite-sized pieces while keeping yourself on budget.

LOW MONTHLY PAYMENTS

Budget-friendly loan options

EASY APPLICATION

Quick decision

SURPRISE-FREE

No late fees or prepayment penalties

EASY AUTOPAY

No payment dates to remember

HOW FLEX PAY WORKS

Select Flex Pay at Checkout

Add your trip to the cart just like you normally would. When you are ready to book, choose Flex Pay as your form of payment.

Quick & Easy

Provide a few pieces of information and receive a quick decision.

Enjoy Now

Enjoy your trip now and pay for it over time with low monthly installments.

Frequently Asked Questions

Flex Pay gives you the freedom to book travel now and pay over time with simple fixed installments. Some plans include interest while some are interest-free. When you’re ready to check out, just select “Flex Pay” as your payment method, complete a short application, and receive a quick decision. Choose the terms of your payment plan, finish checking out, and enjoy your purchase. Then, pay over time with simple, no-surprise monthly payments.

You can make a payment anytime by visiting upgrade.com/flex-pay/ and clicking on the Loans tab. From there, click the Make a Payment button.
We recommend that you enable AutoPay at time of purchase so that your payments are automatically deducted each month.
If you don’t have AutoPay enabled, visit upgrade.com/flex-pay/, click on the Accounts page, and set the AutoPay toggle to ON.
You can also change the form of payment on file with Flex Pay anytime by visiting upgrade.com/flex-pay/.

Here’s a flexible way to pay your balance.

Spread the cost of your all-inclusive vacation balance over low monthly payments.

APPLY NOW

0% APR offer available for up to 12 month terms on bookings from July 7 - August 2, 2026 for well-qualified applicants. Based on a purchase price of $2,000 you could pay just $0 today, followed by 12 monthly payments of $180.52 at 15% APR. Minimum $150 purchase required. Actual terms are based on your credit score and other factors, and may vary. APRs range from 0% to 36%. Not everyone is eligible. Loans made through Flex Pay by Upgrade are offered by these lending partners: http://upgrade.com/flex-pay/lenders . http://upgrade.com/flex-pay/privacy . http://upgrade.com/flex-pay/terms . Upgrade, Inc. (NMLS #1548935) holds the following state licenses and does business under the following DBAs. 275 Battery St 23rd floor, San Francisco, CA 94111.