FLEXIBLE PAYMENTS FOR YOUR NEXT TRIP

Feel With Flex Pay, you can make thoughtful purchases now and stay on budget with simple, monthly payments

LOW MONTHLY PAYMENTS

Choose the loan option that works best for your budget

NO HARD CREDIT CHECK

Check your eligibility with no impact to your credit score

SURPRISE-FREE

Simple fixed payments with no late fees or prepayment options

HOW FLEX PAY WORKS

Select Flex Pay at Checkout

Pick your itinerary and select Flex Pay as your payment method to apply with ease

Choose Your Payment Plan

If approved, select the monthly payment plan and checkout to complete booking

Complete Your Booking

Enjoy your trip! You can easily set up autopay do you never miss a payment.

Frequently Asked Questions

Flex Pay is a buy now, pay later product by Upgrade that gives you the freedom to purchase what you want now and pay over time with simple monthly payments. Some plans include interest while some are interest-free.

Upgrade is a financial technology company, not a bank, that provides affordable, responsible credit through its lending partners.

When you are ready to checkout, simply select Flex Pay as your payment method. To apply, you’ll need to be at least 19 years old and provide some basic information:

Your mobile number
Date of birth
Your Social Security Number - if you are a US resident

If you're approved, finish checking out to complete your purchase. Note, residents in Iowa, West Virginia, or D.C. are not eligible to use Flex Pay.

Upgrade’s lending partners look at a number of factors, including your credit information, purchase details, and more to determine Flex Pay loan terms. If you have questions about your payment plan, please visit your Upgrade account via the app or online or contact us at customercare@upgrade.com or call us at (844)-257-5400 Monday - Friday, 5:00 AM to 7:00 PM PT. Saturday - Sunday, 6:00 AM to 5:00 PM PT.

You have the flexibility to make payments in a number of different ways. View your

Upgrade account

online or in the App and review your upcoming installments under the “Loans” tab in your account.

Set up auto-pay or, for one-time payments that you’ll make each month, you can:

Pay online in your dashboard
Pay by mail: send a personal check, cashier’s check, or money order

To manage your loan through Flex Pay, you'll first need an Upgrade account. If you're new to Upgrade, you can

create your account here

to get started.

Here’s a flexible way to pay your balance.

Spread the cost of your all-inclusive vacation balance over low monthly payments.

APPLY NOW

*Down payment may be required. Actual terms are based on your credit score and other factors and may vary. APRs range from 0% to 36%. Minimum $150 purchase required. Not everyone is eligible. Loans made through Flex Pay by Upgrade are offered by these lending partners: Flex Pay Lenders. Privacy Policy. Terms of Use. Upgrade, Inc. (NMLS #1548935) holds the following state licenses and does business under the following DBAs. 275 Battery St 23rd floor, San Francisco, CA 94111